Job Description
Join our award-winning financial institution in the heart of Detroit as a Senior Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness and drive strategic lending decisions in our dynamic urban market. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement in one of America's revitalized financial hubs.
Responsibilities
- Analyze complex financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit recommendations for commercial and industrial lending portfolios
- Collaborate with relationship managers to structure optimal financing solutions
- Monitor existing credit facilities and ensure compliance with regulatory requirements
- Develop risk mitigation strategies for high-value transactions
- Present findings to credit committees with clear data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of commercial credit analysis experience
- Proficiency in credit scoring models and financial statement analysis
- Strong understanding of GAAP and banking regulations
- Advanced Excel skills and experience with credit software platforms
- Credit Risk Management (CRM) certification preferred
- Exceptional analytical and communication skills