Job Description
Join our dynamic finance team in Durham, NC as a Senior Credit Analyst and drive impactful financial decision-making. We're seeking a detail-oriented professional with 3+ years of experience to evaluate creditworthiness, mitigate risks, and support our growing portfolio of commercial clients. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment in the heart of North Carolina's innovation hub.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit memos and risk assessments for commercial loan applications
- Monitor existing loan portfolios for early risk detection and compliance
- Collaborate with relationship managers to structure optimal financing solutions
- Stay updated on regulatory changes and implement credit policy revisions
- Present complex financial findings clearly to senior leadership committees
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 3+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling (Excel, Bloomberg)
- Strong understanding of GAAP and industry-specific risk factors
- Credit certification (CRCM, CCE) or equivalent experience
- Exceptional analytical and decision-making abilities
- Excellent written and verbal communication skills