Job Description
Join our dynamic finance team at Capital Financial Solutions as a Senior Credit Analyst. You'll play a pivotal role in evaluating creditworthiness, mitigating financial risks, and supporting our clients' growth ambitions. This is your chance to make a tangible impact while advancing your career in Richmond's thriving financial district.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare comprehensive credit recommendations for loan committee review
- Monitor existing portfolios and identify early warning signs of financial distress
- Collaborate with sales teams to structure optimal credit solutions
- Develop risk mitigation strategies for high-value commercial accounts
- Stay current on industry regulations and compliance requirements
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience
- Expert proficiency in financial modeling and Excel
- Strong understanding of GAAP and credit underwriting principles
- Certified Credit Professional (CCP) designation highly valued
- Exceptional analytical and decision-making abilities
- Excellent written and verbal communication skills