Job Description
Join Durham's premier financial institution as a Senior Credit Analyst and shape the future of lending excellence. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and drive informed lending decisions in our dynamic Research Triangle hub. Enjoy competitive compensation, comprehensive benefits, and career growth opportunities in one of America's fastest-growing tech corridors.
Responsibilities
- Analyze complex financial statements and credit applications to assess borrower risk
- Prepare detailed credit reports with actionable recommendations for lending committees
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with commercial banking teams to structure optimal financing solutions
- Stay current with regulatory changes impacting credit policies
- Develop quantitative models for risk scoring and portfolio analysis
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM/CCE) strongly preferred
- Exceptional analytical and problem-solving abilities
- Strong written and verbal communication skills
- Experience with credit risk management frameworks