Job Description
Join our elite finance team as a Senior Credit Analyst at Financial Horizon Partners in Lubbock, TX. We're seeking a detail-oriented professional to drive our credit evaluation strategy and contribute to our mission of sustainable growth. This high-impact role offers competitive compensation, comprehensive benefits, and unparalleled career advancement opportunities.
Our ideal candidate thrives in dynamic environments, leverages data-driven insights, and possesses a deep understanding of financial risk assessment. You'll collaborate with cross-functional teams while maintaining the highest standards of compliance and analytical excellence.
Responsibilities
- Conduct comprehensive credit risk assessments for corporate and commercial clients
- Analyze financial statements, market trends, and industry performance metrics
- Prepare detailed credit recommendations and risk mitigation strategies
- Manage loan portfolios exceeding $50M in exposure
- Develop and maintain robust credit scoring models
- Collaborate with sales teams to structure optimal credit solutions
- Ensure compliance with federal and state banking regulations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years of progressive credit analysis experience
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics, Bloomberg)
- Credit Risk Management Professional (CRMP) certification preferred
- Demonstrated expertise in commercial underwriting methodologies
- Exceptional analytical and problem-solving abilities
- Strong communication skills with executive stakeholders