Job Description
Join our dynamic finance team at Global Financial Partners as a Senior Credit Analyst in the heart of San Francisco. This pivotal role combines financial acumen with strategic risk assessment to drive our portfolio's success. You'll analyze complex credit applications, evaluate financial statements, and collaborate with cross-functional teams to mitigate risks while maximizing growth opportunities. We offer a collaborative culture, competitive benefits, and career advancement in one of the world's most vibrant financial hubs.
Responsibilities
- Conduct comprehensive credit risk assessments on commercial and industrial loan portfolios
- Analyze financial statements, cash flows, and market trends to determine creditworthiness
- Prepare detailed credit memoranda and risk reports for senior management
- Monitor existing credit exposures and recommend portfolio adjustments
- Collaborate with relationship managers to structure optimal financing solutions
- Stay current on regulatory changes affecting credit practices
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 5+ years of credit analysis experience in commercial banking
- Strong proficiency in financial modeling and risk assessment tools
- Expertise in analyzing complex financial statements and cash flow projections
- Credit certification (CRCM, CMB, or equivalent) highly desirable
- Exceptional analytical skills with attention to detail
- Ability to thrive in a fast-paced, deadline-driven environment