Job Description
Join our dynamic finance team as a Senior Credit Analyst at Prime Financial Solutions in Glendale, AZ. We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and drive data-driven lending decisions. This hybrid role offers competitive compensation, comprehensive benefits, and clear career advancement paths in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations and risk mitigation strategies
- Manage existing loan portfolios and monitor compliance with lending policies
- Collaborate with sales teams to structure complex commercial financing solutions
- Develop and maintain automated credit scoring models for efficiency
- Present credit decisions to credit committees with clear documentation
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel, SQL, and credit modeling software
- Strong understanding of GAAP and industry-specific risk factors
- Credit Risk Management (CRM) or Financial Risk Manager (FRM) certification preferred
- Exceptional analytical skills with attention to regulatory compliance