Job Description
Join our elite finance team as a Senior Credit Analyst and shape the future of lending in San Antonio's booming economy. We're seeking a strategic thinker with a passion for financial analysis to evaluate complex credit portfolios and drive data-driven decisions. This high-impact role offers unparalleled growth opportunities in a dynamic, results-oriented environment where your expertise directly influences our multi-billion dollar lending portfolio.
Responsibilities
- Analyze commercial and consumer credit applications using advanced financial modeling techniques
- Prepare comprehensive credit risk assessments and detailed recommendation reports
- Monitor existing credit portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current with economic trends and regulatory changes affecting credit markets
- Mentor junior analysts and improve departmental credit analysis frameworks
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA/CFA preferred)
- 5+ years of progressive credit analysis experience in banking/lending
- Advanced proficiency in financial modeling software (Bloomberg, Capital IQ)
- Expert knowledge of credit underwriting principles and risk assessment
- Strong analytical skills with attention to detail and accuracy
- Excellent written and verbal communication abilities
- Professional certification (CRCM, CMB) highly desirable