Job Description
Join our dynamic finance team at Premier Financial Solutions Inc. as a Senior Credit Analyst in Irvine, CA. This pivotal role involves evaluating creditworthiness of commercial clients, mitigating financial risks, and supporting strategic lending decisions. We offer a collaborative environment with competitive compensation and opportunities for professional growth in the heart of Orange County's thriving business district.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess credit risk
- Prepare comprehensive credit reports and recommendations for loan committees
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on regulatory compliance requirements (FIRREA, BSA, etc.)
- Present complex credit analyses to senior leadership and stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of GAAP and credit risk frameworks
- Excellent analytical and decision-making abilities
- Series 7/63 or SIE license preferred
- Proven track record in portfolio management