Job Description
Join Detroit Financial Partners as a Senior Credit Analyst where we provide all necessary equipment including dual monitors, ergonomic workstations, and advanced financial modeling software. We're seeking a detail-oriented professional to evaluate creditworthiness and support our growing commercial lending portfolio.
Responsibilities
- Analyze financial statements, cash flows, and collateral to assess borrower risk
- Prepare detailed credit memos and risk ratings for loan committee presentations
- Monitor existing loan portfolios for compliance and early warning signs
- Collaborate with relationship managers to structure complex credit facilities
- Stay updated on industry regulations and economic trends affecting credit decisions
- Train junior analysts on credit policies and underwriting methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics
- 5+ years of commercial credit analysis experience
- Strong proficiency in Excel, Bloomberg, and credit analysis software
- Credit certification (CRCM or CCE) preferred
- Exceptional analytical and quantitative reasoning skills
- Proven ability to interpret complex financial documents
- Excellent written and verbal communication skills