Job Description
Join our dynamic team at Global Financial Solutions Inc. as a Senior Credit Analyst in Buffalo, NY! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and drive strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing loan portfolios and identify early warning indicators
- Collaborate with commercial bankers to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal policies
- Develop financial models for cash flow projections and scenario analysis
- Present credit recommendations to senior leadership with clear rationale
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Proficiency in credit underwriting software (e.g., Moody's Analytics, RiskCalc)
- Strong knowledge of GAAP and banking regulations
- Advanced Excel modeling skills with VBA experience
- Credit Risk Manager (CRM) or Chartered Financial Analyst (CFA) designation
- Exceptional analytical and decision-making abilities