Job Description
Join our dynamic finance team at Financial Solutions Group as an immediate-hire Credit Analyst in sunny Chula Vista, CA! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our lending operations. This is a high-impact role offering rapid career growth in a collaborative environment.
Responsibilities
- Conduct comprehensive credit risk assessments for commercial and retail clients
- Analyze financial statements, cash flows, and industry trends
- Prepare detailed credit reports and recommendations for senior management
- Monitor existing loan portfolios for compliance and risk mitigation
- Collaborate with sales teams to structure optimal credit solutions
- Stay updated on regulatory changes affecting credit operations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of credit analysis or underwriting experience
- Strong proficiency in Excel and financial modeling tools
- Deep understanding of credit risk frameworks and FICO scoring
- Excellent analytical and problem-solving abilities
- Ability to manage multiple deadlines in a fast-paced environment
- Professional certification (CFA, FRM) highly desirable