Job Description
Join our dynamic finance team in Stockton, CA! Pacific Financial Partners Inc. is urgently seeking a detail-oriented Senior Credit Analyst to drive our lending strategy forward. This is your opportunity to make an immediate impact in a growing financial institution while advancing your career in credit risk management.
We offer competitive compensation, comprehensive benefits, and a collaborative work environment where your analytical expertise will be valued. Apply today to become part of our mission to deliver exceptional financial solutions to our clients.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare comprehensive credit recommendations for loan committees and senior management
- Monitor existing loan portfolios for compliance and early identification of potential risks
- Collaborate with commercial lenders to structure optimal credit solutions
- Maintain accurate documentation and adhere to regulatory compliance standards
- Develop and maintain strong relationships with internal stakeholders and external partners
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- Minimum 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and risk assessment tools
- Credit certification (CRCM, CMB, or equivalent) preferred
- Exceptional analytical skills with attention to detail
- Ability to interpret complex financial data and communicate findings clearly
- Experience with credit software (e.g., Moody's Analytics, Fiserv)