Job Description
Join our dynamic finance team as a Senior Credit Analyst in Baltimore's thriving financial district. We're seeking a detail-oriented professional to drive our credit assessment strategy and support our rapid growth. This immediate hire opportunity offers competitive compensation, comprehensive benefits, and career advancement potential in a collaborative environment.
Responsibilities
- Analyze commercial and consumer credit applications to assess risk profiles and determine lending viability
- Prepare comprehensive credit reports with detailed financial modeling and risk assessments
- Monitor existing credit portfolios for early warning signs of financial distress
- Collaborate with lending teams to structure optimal credit solutions
- Ensure compliance with federal and state banking regulations
- Develop and maintain strong relationships with internal stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis experience in banking or financial services
- Advanced proficiency in Excel and financial analysis software
- Credit certification (CRCM or equivalent) preferred
- Deep understanding of credit scoring models and risk metrics
- Exceptional analytical and decision-making abilities
- Strong communication skills for presenting complex financial data