Job Description
Join our dynamic finance team at First National Bank of Lubbock as a Senior Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and drive informed lending decisions in Lubbock's growing economy. Enjoy competitive compensation, comprehensive benefits, and career growth opportunities in a supportive community environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with commercial lenders to structure optimal credit solutions
- Stay updated on regulatory changes affecting credit practices
- Maintain accurate documentation in compliance with bank policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Strong proficiency in Excel and financial modeling software
- Credit certification (CRCM, CMB) preferred
- Deep understanding of banking regulations and risk management
- Exceptional analytical and problem-solving abilities
- Excellent communication and stakeholder management skills