Job Description
Join our dynamic finance team at Pacific Financial Partners and make an immediate impact! We're seeking a detail-oriented Senior Credit Analyst to evaluate commercial loan applications and mitigate financial risks. This is your opportunity to leverage your analytical skills in a fast-paced, collaborative environment while working with industry-leading clients in the Bay Area. We offer competitive compensation, comprehensive benefits, and clear career advancement paths for top performers.
Responsibilities
- Analyze commercial credit applications to assess borrower risk and financial viability
- Prepare detailed credit reports with cash flow projections and risk assessments
- Collaborate with relationship managers to structure optimal loan solutions
- Monitor existing credit portfolios for compliance and early risk identification
- Stay updated on industry trends and regulatory changes affecting lending practices
- Maintain accurate documentation and ensure adherence to credit policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience in banking or finance
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and financial statement interpretation
- Excellent written and verbal communication skills
- Proven ability to manage multiple deadlines in a results-driven environment
- Experience with credit risk assessment methodologies and regulatory compliance