Job Description
Are you an analytical professional looking for a rewarding career in financial risk management? Apex Financial Solutions is seeking a detail-oriented Credit Analyst to join our dynamic team in Arlington, TX.
In this pivotal role, you will assess the creditworthiness of applicants, analyze financial statements, and ensure our lending portfolio remains healthy. If you have a passion for data-driven decision making and a knack for spotting risk, we want to hear from you.
Why Join Us?
- Competitive salary and comprehensive benefits package.
- Opportunity for professional growth and mentorship.
- State-of-the-art work environment in the heart of Arlington.
Responsibilities
- Perform comprehensive credit analysis and risk assessment on loan applications.
- Analyze financial statements, tax returns, and cash flow data to determine borrower capacity.
- Develop and maintain credit scoring models in alignment with company policies.
- Prepare detailed credit reports and recommendations for loan approval or denial.
- Monitor existing portfolio performance and identify early warning signs of default.
- Collaborate with underwriting and sales teams to resolve credit issues.
Qualifications
- Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
- 2-5 years of experience in credit analysis, underwriting, or risk management.
- Strong proficiency in Microsoft Excel (pivot tables, VLOOKUP) and SQL.
- Deep understanding of credit scoring models (FICO, VantageScore) and lending regulations.
- Excellent verbal and written communication skills.
- Ability to work in a fast-paced environment with tight deadlines.