Job Description
Join our innovative finance team as a Remote-Friendly Credit Analyst in Chandler, AZ! Premier Financial Solutions is seeking a detail-oriented professional to evaluate creditworthiness and drive financial decision-making. Enjoy the flexibility of remote work while contributing to our dynamic growth. We offer comprehensive benefits, career advancement opportunities, and a collaborative culture that values your expertise. If you're passionate about financial analysis and seeking a role with impact, apply now to become part of our success story!
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations for loan committees and senior leadership
- Monitor existing credit portfolios for compliance and early risk identification
- Collaborate with cross-functional teams to structure optimal financing solutions
- Stay current on industry regulations, economic trends, and credit best practices
- Develop financial models to forecast repayment scenarios and exposure analysis
- Document credit decisions thoroughly while maintaining audit-ready files
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA/CFA preferred)
- 3+ years of commercial credit analysis or underwriting experience
- Advanced proficiency in Excel, financial modeling, and data analysis tools
- Strong understanding of financial statements, cash flow analysis, and debt structures
- Excellent written communication skills for producing clear credit memos
- Ability to work independently in a remote environment with minimal supervision
- Knowledge of credit risk frameworks (e.g., Basel III, OCC guidelines)
- Experience with credit scoring systems (e.g., FICO, bureau analytics)