Job Description
Join our award-winning finance team as a Remote Credit Analyst in Plano, TX! We're seeking a detail-oriented professional to drive our credit risk assessment strategy while enjoying 100% remote flexibility. At Global Financial Solutions, we empower our analysts with cutting-edge tools and career development opportunities in a collaborative virtual environment. You'll directly impact our $2B portfolio while maintaining work-life balance with our industry-leading remote work policy.
What We Offer:
- 100% remote work with flexible hours
- Comprehensive benefits package (health/dental/vision)
- Professional development stipend
- 4-week paid time off + 10 company holidays
- State-of-the-art home office setup allowance
Responsibilities
- Conduct in-depth credit risk assessments for commercial clients using financial statements, industry trends, and market data
- Analyze cash flow projections, collateral adequacy, and debt service coverage ratios
- Prepare detailed credit memoranda and risk mitigation recommendations
- Collaborate with cross-functional teams to structure optimal financing solutions
- Monitor portfolio performance and identify early warning signals
- Stay current with regulatory changes (FRB, OCC, FDIC guidelines)
- Maintain accurate documentation in Salesforce CRM
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel (VLOOKUP, pivot tables, financial modeling)
- Strong understanding of financial statements and ratio analysis
- Credit certification (CRCM, CMB preferred)
- Exceptional written communication skills for complex documentation
- Proven ability to make data-driven decisions under pressure
- Experience with credit scoring models (e.g., Moody's RiskCalc)