Job Description
Join our innovative fintech team as a Remote Credit Analyst in Riverside, CA! We're seeking a detail-oriented professional to evaluate creditworthiness and drive financial decisions in a flexible, remote-friendly environment. Enjoy competitive compensation, comprehensive benefits, and the freedom to excel from home while making a tangible impact on our clients' financial health.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit recommendations for commercial and consumer lending portfolios
- Monitor existing accounts for payment compliance and potential delinquencies
- Collaborate with cross-functional teams to structure optimal credit solutions
- Stay current on regulatory changes affecting credit policies
- Document findings and maintain accurate credit files
- Support loan committees with data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis or underwriting experience
- Expertise in financial statement analysis and ratio interpretation
- Proficiency with credit scoring models and risk assessment frameworks
- Advanced Excel skills and familiarity with credit software
- Strong analytical thinking and attention to detail
- Excellent written and verbal communication skills
- Ability to work independently in a remote setting