Job Description
Join Capital Finance Partners' dynamic team as a Part-Time Credit Analyst in Austin's thriving financial district. This role offers the perfect blend of analytical rigor and flexible scheduling, ideal for professionals seeking work-life balance while advancing their finance careers. You'll evaluate creditworthiness, mitigate financial risks, and support our lending operations with data-driven insights.
Responsibilities
- Analyze financial statements, credit reports, and cash flow projections to assess borrower risk profiles
- Prepare detailed credit memos and risk assessment reports for loan committee review
- Monitor existing loan portfolios for compliance with covenants and early warning indicators
- Collaborate with relationship managers to structure credit solutions aligned with client needs
- Stay current on industry regulations and economic trends affecting credit decisions
- Utilize credit scoring models and automated underwriting tools for efficient analysis
- Document all credit analyses in compliance with internal policies and regulatory requirements
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 2+ years of credit analysis or underwriting experience
- Strong proficiency in financial statement analysis and ratio interpretation
- Familiarity with credit risk assessment methodologies and tools
- Excellent analytical skills with attention to detail and accuracy
- Ability to manage deadlines in a fast-paced environment
- Strong written and verbal communication skills
- Proficiency in Microsoft Excel and financial modeling software