Job Description
Join our dynamic finance team as a Part-Time Credit Analyst and make impactful decisions that drive business growth. At Laredo Financial Services, we value precision, analytical thinking, and client-centric approaches. This flexible role offers the perfect opportunity to leverage your financial expertise while maintaining work-life balance. You'll evaluate creditworthiness, mitigate risks, and contribute to our mission of fostering economic vitality in Laredo, TX.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess client creditworthiness
- Prepare detailed credit recommendations and risk assessments for loan applications
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with lending teams to structure credit terms aligned with client needs
- Ensure compliance with federal and state lending regulations
- Maintain accurate documentation in credit management systems
- Provide clear credit guidance to internal stakeholders and clients
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 2+ years of credit analysis or underwriting experience
- Proficiency in financial software (e.g., Moody's Analytics, CreditEdge)
- Strong knowledge of FICO scoring and credit risk metrics
- Excellent analytical and problem-solving abilities
- Detail-oriented with exceptional documentation skills
- Ability to work independently with minimal supervision