Job Description
Join Detroit Financial Partners, a leading regional financial institution, as a Part-Time Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness and support our lending operations in Michigan's thriving business sector. Enjoy flexible scheduling while making impactful financial decisions. Our collaborative team values analytical rigor and offers growth opportunities for motivated professionals. If you excel in financial analysis and want to contribute to Detroit's economic growth, this role is your perfect fit.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare comprehensive credit recommendations for commercial and industrial lending portfolios
- Monitor existing credit facilities for compliance with loan covenants and performance metrics
- Collaborate with loan officers to structure optimal financing solutions for diverse clients
- Maintain accurate documentation in compliance with federal regulations (Regulations B, Z, and FFIEC)
- Develop financial models to forecast cash flow and debt service coverage ratios
- Participate in portfolio reviews to identify early warning signs of credit deterioration
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or Business Administration
- 2+ years of credit analysis experience in commercial lending or underwriting
- Advanced proficiency in Excel (VLOOKUP, pivot tables, financial modeling)
- Strong understanding of GAAP and industry-specific financial metrics
- Excellent written and verbal communication skills for client interactions
- Industry knowledge of Detroit's key sectors (manufacturing, healthcare, logistics)
- Ability to manage competing priorities in a fast-paced environment
- Relevant certifications (CFA, CRCM) preferred