Job Description
Join Capital Financial Solutions, a leading Sacramento-based financial institution, as a Part-Time Credit Analyst. We're seeking a detail-oriented professional to support our lending division while maintaining a flexible schedule. Enjoy competitive compensation, comprehensive training, and a collaborative environment that values work-life balance. This role is perfect for finance professionals seeking part-time opportunities in the heart of California's capital.
Responsibilities
- Analyze financial statements, credit reports, and collateral to assess borrower risk
- Prepare detailed credit memos and risk assessment reports for underwriting review
- Monitor existing loan portfolios for compliance and early warning signs
- Collaborate with lending team to structure optimal credit solutions
- Stay current with industry regulations and credit policy updates
- Support loan documentation preparation and closing processes
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 2+ years of credit analysis or underwriting experience
- Proficiency with financial modeling software (e.g., Excel, Moody's Analytics)
- Strong knowledge of GAAP and credit risk principles
- Excellent analytical and decision-making abilities
- Effective communication skills for stakeholder interactions
- Ability to work independently with minimal supervision