Job Description
Join our dynamic finance team as a Part-Time Credit Analyst in San Francisco! We're seeking a detail-oriented professional to evaluate creditworthiness, analyze financial data, and support strategic lending decisions. This flexible role offers competitive compensation and opportunities for growth in the heart of the Bay Area's financial district.
As a key member of our credit assessment team, you'll work with diverse clients ranging from startups to established enterprises, gaining exposure to varied industries while maintaining work-life balance through our part-time schedule.
Responsibilities
- Analyze financial statements, cash flows, and credit reports to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessments for lending committee review
- Monitor existing credit portfolios for early warning signs of potential defaults
- Collaborate with relationship managers to structure credit facilities aligned with client needs
- Stay current on industry trends, regulatory changes, and economic indicators affecting credit risk
- Utilize advanced Excel modeling and financial analysis tools to support decision-making
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience in banking/lending environment
- Advanced proficiency in Excel (VLOOKUP, pivot tables, financial modeling)
- Credit risk assessment certification (CRCM, CMB, or equivalent) a plus
- Strong understanding of GAAP, financial statement analysis, and debt covenants
- Exceptional analytical skills with attention to detail and accuracy
- Excellent written communication for preparing credit reports and recommendations