Job Description
Join our dynamic finance team as a Part-Time Credit Analyst in Memphis, TN. This role offers flexible hours while allowing you to leverage your financial expertise to drive informed lending decisions. We're seeking a detail-oriented professional to evaluate creditworthiness, analyze financial statements, and support our portfolio management strategy. Why Apply? Competitive pay, remote-friendly options, and opportunities for professional growth in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk
- Prepare detailed credit memos with clear recommendations for loan approvals/declines
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with senior analysts to refine credit policies and procedures
- Support documentation requirements for regulatory compliance
- Present findings to credit committees with concise data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business-related field
- 2+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of cash flow analysis and ratio calculations
- Experience with credit reporting software (e.g., Moody's, FICO)
- Excellent written communication and presentation skills
- Ability to manage multiple deadlines in a fast-paced environment