Job Description
Immediate opportunity for a Credit Analyst to join our dynamic finance team in Baltimore, MD! We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and support lending decisions. This urgent opening offers competitive compensation and career growth in a thriving financial hub.
Responsibilities
- Analyze financial statements and credit data to assess applicant risk profiles
- Prepare detailed credit reports and recommend loan terms
- Monitor existing portfolios for compliance and risk mitigation
- Collaborate with sales teams on structured financing solutions
- Ensure adherence to regulatory guidelines and internal policies
- Utilize financial modeling tools for scenario analysis
- Present findings to senior management committees
Qualifications
- Bachelor's degree in Finance, Accounting, or Business required
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling
- Strong understanding of GAAP and lending regulations
- Certification (CRCM, CMB, or equivalent) preferred
- Exceptional analytical and decision-making abilities
- Proven track record in risk assessment
- Excellent written and verbal communication skills