Job Description
Join Valley Financial Partners as a Full-Time Credit Analyst and become a cornerstone of our dynamic finance team. In this pivotal role, you'll evaluate creditworthiness, mitigate financial risks, and support our clients' growth ambitions. We offer a collaborative environment where your analytical expertise directly impacts business success, coupled with competitive benefits and clear career advancement paths.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess applicant creditworthiness
- Prepare comprehensive credit recommendations and risk assessments for senior review
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with sales teams to structure optimal financing solutions
- Ensure compliance with federal lending regulations and internal policies
- Develop and maintain strong relationships with banking partners and stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit certification (CRCM or CCE) preferred
- Deep understanding of GAAP and credit risk frameworks
- Exceptional analytical problem-solving and communication skills
- Proven ability to manage high-volume loan applications