Job Description
Join our dynamic finance team as a Credit Analyst with unprecedented flexibility! We offer hybrid work arrangements and customizable schedules to support your work-life balance while delivering exceptional financial analysis. At Pacific Coast Financial Solutions, we empower professionals to thrive in San Diego's vibrant economy with modern benefits and career growth opportunities.
Responsibilities
- Analyze creditworthiness of commercial and individual clients using financial statements and market trends
- Prepare detailed credit reports with risk assessments and recommendations
- Collaborate with loan officers to structure optimal financing solutions
- Monitor existing portfolios for early risk detection and compliance adherence
- Utilize advanced financial modeling tools to forecast potential scenarios
- Present findings to senior stakeholders with clear data-driven insights
- Stay updated on industry regulations and economic indicators
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis experience with financial institutions
- Advanced proficiency in Excel, financial modeling software, and data visualization tools
- Credit Risk Management (CRM) or Chartered Financial Analyst (CFA) preferred
- Exceptional analytical and interpretive skills for complex financial data
- Strong written and verbal communication abilities
- Proven ability to manage deadlines in a flexible work environment