Job Description
Join our innovative finance team at Horizon Financial Solutions where we prioritize work-life balance through flexible scheduling! We're seeking a detail-oriented Credit Analyst to evaluate creditworthiness and mitigate financial risks. Enjoy modern amenities, remote work options, and a collaborative environment that values your expertise. Grow your career while maintaining control over your schedule.
Why Join Us?
- Industry-leading flexible hours (core hours 10am-3pm)
- Comprehensive benefits package including wellness stipend
- Professional development fund for certifications
- Hybrid work model (3 days office/2 days remote)
- Equal opportunity employer with inclusive culture
Responsibilities
- Analyze financial statements and credit data to assess risk profiles
- Prepare detailed credit reports and recommendations for loan decisions
- Monitor existing portfolios and identify early warning signs of delinquency
- Collaborate with lending teams to structure optimal credit facilities
- Stay updated on industry regulations and compliance requirements
- Develop risk mitigation strategies for high-exposure accounts
- Present findings to credit committees and senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling tools
- Credit certification (CRCM, CCE) preferred
- Strong analytical and problem-solving abilities
- Excellent written and verbal communication skills
- Experience with credit scoring models and risk assessment frameworks
- Ability to work independently with minimal supervision