Job Description
Launch your finance career as a Credit Analyst with San Diego Financial Partners! We're seeking motivated individuals with no prior experience who are eager to grow in the financial sector. Our comprehensive training program will equip you with the skills to assess creditworthiness, analyze financial data, and support lending decisions. Join our collaborative team and gain hands-on experience in risk assessment, financial statement analysis, and regulatory compliance. We offer competitive compensation, mentorship opportunities, and a clear career advancement path. Perfect for recent graduates or career changers passionate about numbers and financial integrity.
Responsibilities
- Analyze financial statements and credit reports to evaluate applicant risk profiles
- Prepare detailed credit memos and recommendations for loan approval committees
- Monitor existing portfolios for potential risk indicators and compliance adherence
- Collaborate with loan officers to structure credit solutions for clients
- Stay current with industry regulations and economic trends affecting credit decisions
- Utilize financial software tools to model scenarios and assess repayment capacity
- Document credit analysis findings in accordance with internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field (or equivalent experience)
- Strong analytical aptitude with attention to detail
- Proficiency in Microsoft Excel and data analysis tools
- Excellent written and verbal communication skills
- Ability to learn complex financial concepts quickly
- Basic understanding of financial statements and accounting principles
- Proactive problem-solving mindset and team collaboration skills