Job Description
Launch your finance career with FinCorp Miami! We're seeking motivated individuals with no prior experience to join our dynamic Credit Analyst team. This comprehensive training program provides hands-on experience in financial analysis, risk assessment, and credit decision-making. Learn industry-leading tools while supporting our commercial lending portfolio in South Florida's vibrant financial district. Enjoy mentorship from senior analysts, competitive benefits, and clear growth pathways toward senior roles. Perfect for recent graduates or career changers ready to build expertise in banking and finance.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with Relationship Managers to structure commercial credit solutions
- Utilize financial modeling software to project repayment capacity
- Document credit files according to regulatory standards
- Participate in ongoing training to develop financial analysis expertise
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- Strong analytical skills with attention to detail
- Proficiency in Microsoft Excel (basic functions)
- Excellent written and verbal communication abilities
- Ability to interpret financial statements and ratios
- Proactive learning mindset and adaptability
- US citizenship or work authorization required
- No prior experience necessary – training provided