Job Description
Join our dynamic finance team as an Entry-Level Credit Analyst and kickstart your career in banking! We're seeking motivated individuals with no prior experience to learn credit evaluation fundamentals while contributing to our Miami-based operations. Enjoy comprehensive training, mentorship from industry experts, and a pathway to growth in the financial services sector.
Our inclusive environment values fresh perspectives and offers competitive benefits including health insurance, 401k matching, and professional development stipends. If you're detail-oriented with a passion for numbers and client service, this is your opportunity to build a rewarding career.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit reports and recommendation memos for senior review
- Collaborate with lending teams to document loan compliance and regulatory requirements
- Monitor existing portfolios for payment trends and potential risk indicators
- Utilize financial software tools (Excel, Moody's Analytics) for data analysis
- Participate in cross-departmental training sessions to expand financial knowledge
Qualifications
- Associate's or Bachelor's degree in Finance, Accounting, Business, or related field (or equivalent experience)
- Proficient in Microsoft Office Suite (Excel, Word, Outlook)
- Strong analytical skills with attention to detail and accuracy
- Excellent written and verbal communication abilities
- Ability to learn financial terminology and credit evaluation processes
- Proactive problem-solving approach and collaborative mindset
- Willingness to obtain NMLS certification (company-sponsored)