Job Description
Join a Leading Financial Institution in Pittsburgh
Horizon Bank is currently seeking a highly skilled Credit Analyst to join our growing team in downtown Pittsburgh. If you have a passion for financial analysis and risk management, we want to hear from you.
Why You’ll Love Working Here
As a Credit Analyst, you will play a crucial role in our lending process. We are offering a $5,000 Sign-On Bonus for qualified candidates to help offset relocation costs or simply as a welcome gift! We provide a comprehensive benefits package including health, dental, vision, 401(k) matching, and paid time off.
Your Role Will Include:
- Performing comprehensive credit analysis and risk assessment for commercial and consumer loan portfolios.
- Reviewing and interpreting financial statements, tax returns, and collateral documentation.
- Preparing detailed credit memos, recommendation reports, and approval packages.
- Monitoring loan performance and identifying early warning signs of delinquency.
- Collaborating with loan officers and underwriting teams to ensure accurate risk pricing.
- Maintaining accurate and up-to-date credit files in our banking systems.
Qualifications:
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- 2-5 years of experience in credit analysis, commercial lending, or a related banking role.
- Strong proficiency in Microsoft Office Suite, particularly Excel (VLOOKUP, Pivot Tables, Macros).
- Knowledge of banking regulations, GAAP, and financial modeling principles.
- Excellent analytical, problem-solving, and verbal/written communication skills.
- Ability to work independently and manage multiple priorities in a fast-paced environment.
Apply today to secure your spot with a competitive Sign-On Bonus and a rewarding career in finance!
Responsibilities
- Perform comprehensive credit analysis and risk assessment for commercial and consumer loan portfolios.
- Review and interpret financial statements, tax returns, and collateral documentation.
- Prepare detailed credit memos, recommendation reports, and approval packages.
- Monitor loan performance and identify early warning signs of delinquency.
- Collaborate with loan officers and underwriting teams to ensure accurate risk pricing.
- Maintain accurate and up-to-date credit files in our banking systems.
Qualifications
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- 2-5 years of experience in credit analysis, commercial lending, or a related banking role.
- Strong proficiency in Microsoft Office Suite, particularly Excel (VLOOKUP, Pivot Tables, Macros).
- Knowledge of banking regulations, GAAP, and financial modeling principles.
- Excellent analytical, problem-solving, and verbal/written communication skills.
- Ability to work independently and manage multiple priorities in a fast-paced environment.