Job Description
Are you looking to kickstart a lucrative career in finance? Horizon Financial Group is currently seeking a dedicated Credit Analyst to join our dynamic team in Stockton, California. We are proud to offer a comprehensive paid training program designed to fast-track your professional growth and equip you with the essential skills needed to excel in the industry.
In this role, you will play a critical part in our risk management and financial planning processes. Whether you are an experienced professional looking for a new challenge or a motivated individual eager to learn, we provide the mentorship and resources you need to succeed.
Responsibilities
- Conduct thorough analysis of loan applications and financial statements to determine creditworthiness.
- Assess and mitigate risk by identifying potential red flags in borrower profiles.
- Prepare detailed credit reports and recommendations for approval or denial.
- Monitor existing accounts to ensure compliance with lending policies and regulatory standards.
- Collaborate with the underwriting and sales teams to provide accurate financial insights.
- Update internal databases with the latest credit information and borrower details.
Qualifications
- High school diploma or GED required; Bachelor’s degree in Finance, Accounting, or Business preferred.
- Strong analytical skills with the ability to interpret complex financial data.
- Excellent attention to detail and accuracy in reporting.
- Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint).
- Effective communication skills, both verbal and written.
- Ability to work independently as well as within a collaborative team environment.