Job Description
Join our dynamic finance team as a Credit Analyst with comprehensive paid training! This role offers unparalleled career development opportunities for aspiring financial professionals. You'll master credit risk assessment, financial statement analysis, and industry-leading underwriting methodologies through our structured training program. Work alongside seasoned mentors in Irvine's thriving business hub while building expertise in evaluating loan applications, maintaining credit portfolios, and ensuring regulatory compliance.
We provide full benefits, performance bonuses, and a clear advancement path to senior financial roles. Our collaborative culture emphasizes continuous learning and professional growth, making this ideal for recent graduates or career changers seeking to enter the finance sector.
Responsibilities
- Complete comprehensive credit analysis training program covering financial statement interpretation, risk assessment frameworks, and regulatory compliance
- Analyze credit applications, financial statements, and collateral documents to evaluate loan viability
- Prepare detailed credit reports and recommendations for senior credit committees
- Monitor existing credit portfolios for performance and risk indicators
- Collaborate with commercial banking teams to support client relationship management
- Utilize financial modeling software and industry databases for risk analysis
- Stay updated on economic trends affecting credit risk in Southern California markets
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (recent graduates encouraged)
- Strong analytical aptitude with attention to detail and numerical precision
- Proficiency in Microsoft Excel and financial software applications
- Excellent written and verbal communication skills
- Ability to learn complex financial concepts through structured training
- Basic understanding of accounting principles and financial statements
- Driven to pursue long-term career in credit risk management or commercial banking
- Authorized to work in the United States