Job Description
Join our dynamic finance team as a Credit Analyst with comprehensive paid training! At Pacific Capital Partners, we invest in talent by providing industry-leading training programs that equip you with the skills to excel in credit risk assessment and financial analysis. This full-time role offers a clear career path in Portland's thriving financial sector with competitive compensation and growth opportunities. Perfect for career changers or recent graduates looking to launch a rewarding career in finance.
Responsibilities
- Analyze financial statements and creditworthiness of commercial and individual clients
- Prepare detailed credit risk reports and recommendations for loan approval
- Monitor existing loan portfolios for compliance and risk mitigation
- Collaborate with senior analysts to develop underwriting standards
- Document credit decisions in accordance with regulatory requirements
- Utilize financial modeling software to assess debt service capacity
- Participate in quarterly portfolio reviews and risk assessment meetings
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- Strong analytical aptitude with attention to financial details
- Proficiency in Excel and financial analysis software
- Excellent written and verbal communication skills
- Ability to interpret complex financial documents and regulations
- Willingness to complete paid 12-week credit analysis training program
- Basic understanding of credit scoring models and risk assessment frameworks
- Valid work authorization in the United States