Job Description
Join Phoenix Financial Solutions as a Credit Analyst and enjoy the stability of weekly pay! We're seeking detail-oriented professionals to evaluate creditworthiness and drive financial decision-making in our dynamic Phoenix office. This role offers competitive compensation, rapid advancement opportunities, and a supportive team environment.
As a key member of our risk management team, you'll analyze financial statements, assess market trends, and collaborate with cross-functional partners to ensure portfolio health. Our commitment to weekly pay means you'll receive consistent financial benefits while building a rewarding career in finance.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations and risk assessments for portfolio review
- Monitor existing credit facilities and identify early warning signs of potential defaults
- Collaborate with sales teams to structure optimal credit solutions for clients
- Stay current with industry regulations and compliance requirements
- Present findings to credit committees with clear, actionable recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Proficiency in credit scoring models and financial statement analysis
- Strong knowledge of FICO scoring and industry risk metrics
- Excellent Excel skills with experience in financial modeling
- Ability to interpret complex financial data and communicate insights clearly
- Professional certification (CRCM, CMB) preferred