Job Description
Apex Financial Solutions is looking for a skilled Credit Analyst to join our growing team in Tulsa, Oklahoma. In this pivotal role, you will be responsible for evaluating the creditworthiness of our clients, assessing financial risks, and ensuring our portfolio remains healthy and profitable.
At Apex, we believe in setting our employees up for success. We provide all necessary equipment and tools required for the role, ensuring you have a seamless start to your employment. We offer a competitive salary, comprehensive benefits package, and a culture that values integrity, analytical rigor, and professional growth.
Responsibilities
- Perform comprehensive financial analysis and review of credit applications to determine risk profiles and credit limits.
- Assess the financial health of existing and prospective clients through detailed ratio analysis and trend monitoring.
- Prepare and maintain accurate credit files, including reports and documentation for audit purposes.
- Monitor account activity to identify early signs of financial distress or delinquency.
- Collaborate with the sales and underwriting teams to facilitate smooth loan approvals and account openings.
- Implement and maintain credit policies and procedures in compliance with company standards and regulatory requirements.
- Utilize financial software and ERP systems to track credit utilization and report on key performance indicators.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- 2-5 years of professional experience in credit analysis, risk management, or a related financial role.
- Strong proficiency in Microsoft Excel (pivot tables, vlookups) and familiarity with ERP systems (e.g., SAP, Oracle, NetSuite).
- Excellent analytical thinking, attention to detail, and problem-solving abilities.
- Deep understanding of financial statements, credit scoring models, and lending principles.
- Effective communication skills, with the ability to explain complex financial data to non-technical stakeholders.
- Ability to work independently in a fast-paced environment while meeting strict deadlines.