Job Description
Join our elite finance team as a Credit Analyst Trainee and kickstart your career in Wall Street's dynamic financial sector! We offer a comprehensive paid training program designed to transform ambitious professionals into credit assessment experts. This full-time opportunity combines hands-on mentorship with rigorous classroom training in financial statement analysis, risk evaluation, and industry compliance. You'll work directly with senior analysts to review loan applications, assess creditworthiness, and develop financial models while building your professional network in NYC's financial hub.
Our program includes:
- 6-week intensive training with certification
- Direct mentorship from VPs and Directors
- Full benefits package (health/dental/401k)
- Clear career progression path to Senior Analyst
- Competitive salary and performance bonuses
Responsibilities
- Analyze financial statements and cash flow projections to assess borrower creditworthiness
- Prepare detailed credit reports with risk recommendations
- Monitor industry trends and economic indicators affecting portfolio performance
- Collaborate with relationship managers on loan structuring
- Ensure compliance with federal regulations (Regulation B, Fair Credit Reporting Act)
- Develop and maintain financial models for stress testing scenarios
- Present credit findings to credit committee members
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 0-2 years of experience (internships acceptable)
- Strong analytical skills with attention to detail
- Proficiency in Excel (VLOOKUP, Pivot Tables, financial modeling)
- Basic understanding of accounting principles (GAAP)
- Excellent written and verbal communication skills
- Ability to manage multiple deadlines in fast-paced environment
- Professional demeanor and client-focused mindset