Job Description
Join Santa Ana Financial Group as a Credit Analyst and start your career tomorrow! We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support lending decisions. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment in the heart of Santa Ana's thriving financial district. Perfect opportunity for proactive candidates ready to make an immediate impact.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit recommendations with clear risk assessments and mitigation strategies
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with senior lenders to structure optimal credit solutions for clients
- Maintain accurate documentation in compliance with regulatory requirements
- Stay updated on industry regulations and economic factors affecting credit decisions
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 2+ years of credit analysis or underwriting experience
- Advanced proficiency in financial modeling and Excel
- Strong knowledge of credit risk assessment frameworks
- Certification (CRCM, CMB, or similar) preferred
- Exceptional analytical and problem-solving abilities
- Excellent communication skills for presenting complex financial data