Job Description
Join our dynamic finance team tomorrow as a Credit Analyst in Laredo, TX! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support our lending operations. This is your chance to launch your career in finance with immediate impact in a growing border market.
Our ideal candidate thrives in fast-paced environments and brings strong analytical skills to assess complex financial data. Enjoy competitive benefits, professional development opportunities, and the chance to work with industry leaders in commercial lending.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and recommendations for loan approval committees
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with federal regulations and internal credit policies
- Develop and maintain strong relationships with banking partners and vendors
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 2+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM, CMBL) preferred
- Strong knowledge of GAAP and lending regulations
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills