Job Description
Join our dynamic finance team at Financial Solutions Group as a Credit Analyst in Baltimore! We're seeking a detail-oriented professional to evaluate creditworthiness and support our lending operations. This is an immediate-start opportunity offering competitive compensation and career growth in a collaborative environment. If you excel at financial analysis and risk assessment, apply today to begin your impactful journey tomorrow.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with loan officers to structure optimal credit solutions for clients
- Ensure compliance with federal regulations and internal credit policies
- Develop and maintain strong relationships with banking partners and stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of financial statements, ratios, and cash flow analysis
- Excellent analytical skills with attention to detail and accuracy
- Ability to interpret complex financial data and make sound recommendations
- Professional certification (CFA, CRCM) preferred