Job Description
Join our dynamic finance team as a Credit Analyst and make an immediate impact! We're seeking a detail-oriented professional to evaluate creditworthiness and support our lending operations in San Jose's thriving financial district. This is your chance to start tomorrow and build a rewarding career in risk assessment and financial analysis. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment where your expertise drives business growth.
Responsibilities
- Analyze financial statements, cash flows, and credit risks to determine lending feasibility
- Prepare detailed credit reports with actionable recommendations for management
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with sales teams to structure optimal financing solutions
- Ensure adherence to regulatory guidelines and internal policies
- Utilize financial modeling tools to forecast repayment scenarios
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong analytical skills with attention to detail
- Knowledge of FICO scoring and credit reporting systems
- Excellent written and verbal communication abilities
- Ability to thrive in fast-paced, deadline-driven environments