Job Description
Join our dynamic finance team in New Orleans as a Credit Analyst and unlock your career potential! We're offering a competitive salary plus a sign-on bonus for qualified candidates. Analyze financial data, assess creditworthiness, and make critical lending decisions that drive our business forward. Enjoy a collaborative environment with growth opportunities and comprehensive benefits.
Responsibilities
- Analyze financial statements, credit reports, and market trends to evaluate borrower risk
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing loan portfolios and identify potential delinquencies or restructuring opportunities
- Collaborate with relationship managers to structure credit solutions aligned with client needs
- Stay updated on industry regulations and compliance requirements
- Utilize financial modeling tools to forecast repayment scenarios
- Present findings clearly to senior stakeholders through written reports and presentations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking or lending
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM or CMB) preferred
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Experience with credit risk assessment methodologies
- Ability to manage multiple deadlines in a fast-paced environment