Job Description
Join our dynamic finance team in St. Louis and accelerate your career with an exclusive sign-on bonus! We're seeking a detail-oriented Credit Analyst to evaluate loan applications, assess creditworthiness, and mitigate financial risks. This premium role offers competitive compensation, professional growth opportunities, and a $5,000 sign-on bonus for qualified candidates who join by November 30th.
Our collaborative environment values analytical excellence and continuous learning. You'll work with cutting-edge financial tools while contributing to our mission of empowering local businesses. Enjoy comprehensive benefits including health insurance, retirement plans, and flexible work arrangements.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessments for loan committee review
- Monitor existing loan portfolios and identify early warning signals of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on industry regulations and compliance requirements
- Develop financial models for cash flow projections and scenario analysis
- Present complex credit findings to senior leadership with actionable recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP, credit risk frameworks, and lending regulations
- Exceptional analytical skills with attention to detail
- Proven ability to interpret complex financial data and market trends
- Excellent communication and presentation skills
- Professional certification (CFA, CRCM) preferred