Job Description
Are you a detail-oriented financial professional ready to drive strategic decisions? Apex Financial Solutions is currently seeking a highly skilled Credit Analyst to join our dynamic team in Santa Ana, CA.
We are proud to offer a remote-friendly work environment, allowing you to balance professional growth with a flexible lifestyle. As a Credit Analyst, you will play a pivotal role in evaluating financial data, assessing risk, and supporting our lending decisions.
Why Join Us?
• Competitive salary and comprehensive benefits package.
• Opportunities for professional development and career advancement.
• Collaborative and inclusive company culture.
Key Responsibilities:
Responsibilities
- Conduct thorough analysis of borrower financial statements, credit reports, and business plans.
- Assess creditworthiness and determine appropriate lending limits and terms.
- Prepare detailed credit memos and presentation materials for loan approval committees.
- Monitor existing portfolio performance and identify early warning signs of risk.
- Collaborate with underwriting teams and relationship managers to resolve complex credit issues.
- Stay updated on industry trends and regulatory changes affecting credit risk.
Qualifications:
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- 3+ years of experience in credit analysis, underwriting, or financial risk assessment.
- Strong proficiency in Microsoft Excel (Pivot Tables, VLOOKUP, Macros).
- Excellent analytical and problem-solving skills with keen attention to detail.
- Ability to communicate complex financial concepts clearly to non-technical stakeholders.