Job Description
Are you a detail-oriented financial professional looking for a dynamic role? Pacific Financial Solutions is seeking a highly skilled Credit Analyst to join our growing team in Santa Ana.
In this pivotal role, you will evaluate financial data to determine creditworthiness and mitigate risk. We pride ourselves on being remote-friendly, offering a flexible work environment that balances professional growth with personal well-being.
Why You'll Love Working Here:
- Competitive salary and comprehensive benefits package.
- Flexible hybrid work model (Remote Friendly).
- Opportunities for career advancement and professional development.
- Modern, collaborative company culture.
Responsibilities
- Conduct comprehensive analysis of borrower financial statements and credit reports.
- Assess and mitigate credit risk for new and existing clients.
- Prepare detailed credit memos and presentations for lending committees.
- Monitor and manage existing loan portfolios to identify delinquency risks.
- Collaborate with underwriting teams to ensure strict compliance with internal policies.
- Utilize financial modeling techniques to forecast repayment scenarios accurately.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or related field.
- 3+ years of experience in credit analysis or financial risk management.
- Proficiency in Microsoft Excel (VLOOKUP, Pivot Tables) and financial software.
- Strong understanding of financial statement analysis and key financial ratios.
- Excellent written and verbal communication skills.
- Ability to work independently in a remote-friendly environment.