Job Description
Join our award-winning finance team as a Credit Analyst through our exclusive paid training program! We're seeking motivated individuals with a passion for financial analysis to build expertise in risk assessment, credit evaluation, and portfolio management. This comprehensive 12-week program combines classroom instruction with hands-on mentorship from senior analysts, ensuring you develop critical skills in financial statement analysis, industry research, and regulatory compliance. Upon completion, you'll transition into a full-time role supporting our commercial lending division with competitive benefits and growth opportunities. No prior experience required – just drive and a commitment to excellence!
Responsibilities
- Analyze financial statements, cash flows, and collateral to evaluate creditworthiness of commercial clients
- Prepare detailed credit reports and risk assessments for loan committee review
- Monitor existing portfolios for compliance with loan covenants and market trends
- Collaborate with relationship managers to structure optimal financing solutions
- Stay updated on industry regulations and economic factors affecting credit decisions
- Present findings and recommendations to senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field (or equivalent experience)
- Strong analytical aptitude with attention to detail
- Proficiency in Microsoft Excel (VLOOKUP, pivot tables)
- Excellent written and verbal communication skills
- Ability to interpret complex financial data and identify trends
- Basic understanding of accounting principles and financial metrics
- Self-motivated learner with problem-solving mindset