Job Description
We are seeking a highly analytical and detail-oriented Credit Analyst to join our dynamic finance team in Omaha, NE. This is an immediate hire opportunity for a driven professional ready to make a significant impact on our lending portfolio.
In this pivotal role, you will evaluate loan applications, assess financial health, and mitigate risk for our diverse client base. You will collaborate closely with underwriters and loan officers to ensure compliance and drive business growth.
Why Apply?
- Immediate Start: Onboarding begins within 2 weeks.
- Competitive Compensation: $65,000 - $85,000 DOE.
- Modern Culture: A collaborative environment with top-tier financial tools.
Responsibilities
- Analyze Financial Health: Conduct in-depth reviews of balance sheets, income statements, and cash flow reports to determine borrower creditworthiness.
- Prepare Credit Memos: Develop comprehensive risk assessments and credit ratings for new and existing clients.
- Monitor Portfolios: Track credit exposures and recommend proactive measures to mitigate delinquency and default risk.
- Ensure Compliance: Verify that all credit decisions adhere to internal policies, regulatory guidelines, and industry standards.
- Collaborative Decision Making: Partner with the underwriting team to structure complex loans and negotiate favorable terms.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, or Economics is required.
- Experience: 2-5 years of professional experience in credit analysis, banking, or financial services.
- Technical Proficiency: Advanced proficiency in Excel (pivot tables, VLOOKUP) and familiarity with ERP systems (e.g., SAP, Oracle, or Salesforce).
- Analytical Skills: Strong ability to interpret complex financial data and identify key risk indicators.
- Communication: Excellent written and verbal communication skills with the ability to present findings clearly to stakeholders.